For most small businesses, we highly recommend a Business Owner's Policy (BOP). It is often the most affordable way to obtain broad coverage, along with being the most convenient. Combining both property and liability insurance, a BOP will cover your business in the event of such things as property damage, suspended operations, or lawsuits resulting from bodily injury or property damage to others.
We offer flexible limits that can be tailored to your business needs and reimburse for:
- Physical loss or damage to your computer hardware
- Loss of data or computer software
- Damage caused by computer virus
- Automatically covers portable computer equipment anywhere in the world while when you or your employees are traveling on business, except when checked as baggage
- Computer Fraud
- Accounts Receivable
- Property in Transit
- Tenant Obligations
- Off-Premises Utility Services—Business Income
- Bodily Injury and Property Damage Liability
- Personal and Advertising Injuries
- Medical Payments
- Personal and Advertising Injuries
- Medical Payments
- Damage to Premises Rented to You
- Employment Practices Liability
