Trustco helps clients determine their optimal workers compensation program design within their overall Commercial Insurance package. Trustco provides an analysis of current claim trends in conjunction with projected payrolls & premiums to determine your optimal program. Potential program options include:

• Guaranteed Costs (fully insured)
• Deductible
• Self-insured retention
• Retrospective Rating
• Captives (Group, rental & single-parent)
• Dividend program