
Homeowners Catastrophe Insurance Trust
Have you ever wondered what would happen if a devastating earthquake struck your neighborhood? At Trustco, we've had many customers over the years wonder how their home is covered due to earthquakes, floods, landslides, and other catastrophic events. In 1975 Trustco formed the Homeowners Catastrophe Insurance Trust (HCIT). HCIT provides an economical approach to covering these major perils, principally earthquake, flood, and landslide. The program provides property protection for losses from disasters such as these, most of which are not covered by homeowners' policies.